类别: 退休计划

With the 2024 tax year right around the corner, there’s good news coming from the IRS. According to a recent announcement from the tax agency (Notice 2023-75), there will be increases to retirement plan contributions next year due to inflation adjustments. Here’s a rundown of some of the changes: Contributions to 401(k) and 403(b) Plans. Taxpayers will be able to contribute up to $23,000 in 2024, up from $22,500 in 2023. 50岁及… 阅读更多›

夏天不只是烧烤和打棒球的时候. It’s also a good time to think about ways to cut your 2023 business tax bill. 这里有4个小企业主可以考虑的规划点子, assuming there won’t be any changes to current federal tax laws at least through 2024. 1. Establish a Tax-Favored Retirement Plan If your business doesn’t already have a retirement plan, 现在也许是冒险一试的时候了. 目前的规定允许大量的年度免赔额… 阅读更多›

Recent reports have raised anew concerns about the impending insolvency of the Social Security program, 缺席国会行动. Social Security reform has long been considered a “third rail” of American politics and understandably so — the options for heading off insolvency will inevitably cause pain for significant segments of the population. Yet some in Congress have stepped forward with proposals that aim to tackle the problem. The Impending Shortfall Social Security currently provides benefits to more than 66 million recipients. 国会…… 阅读更多›

你很快就要退休了吗?? 不确定你是否有足够的钱来维持生活? Social Security is supposed to give you financial support when you are no longer earning an income of your own but its process can be confusing. If you’ve already started your benefits or found you have made a mistake, these solutions may help. Taxes and the age you start collecting Social Security benefits can all change how much you get from the government each month…. 阅读更多›

This blog discusses content from 老葡京手机app’s Maximizing Social Security Benefits and Avoiding Mistakes webinar. 点击这里观看网络研讨会. 以前的网络研讨会可以在这里找到. 比如内容? 在这里获取有关未来网络研讨会的提醒. Anyone who gets a paycheck knows that Social Security exists, by the little tax line. 但你知道它是怎么运作的吗? An important part of 财务规划 is knowing where your money is going and what you will get in return. 这篇文章讨论…… 阅读更多›

适合有大地产的已婚人士, the Tax Cuts and Jobs Act (TCJA) brings welcome relief from federal estate and gift taxes, 以及代际转移(GST)税. Here’s what you need to know and how to take advantage of the favorable changes. Estate Planning Tips: Estate and Gift Tax Basics The TCJA sets the unified federal estate and gift tax exemption at $12.到2023年，每人将达到9200万美元(此前为12美元).2022年为0.06亿美元). 对于已婚夫妇来说，…… 阅读更多›

The 2022 mid-term election has shifted the scales in Washington, D.C., with the Democrats no longer controlling both houses of Congress. While it remains to be seen if — and when — any tax-related legislation can muster the requisite bipartisan support, a review of certain provisions in existing laws may provide an indication of the many areas ripe for action in the next two years. 退休计划面临风险.该法案于2022年底颁布，… 阅读更多›

经过数月的谈判, Congress finally passed the long-awaited Setting Every Community Up for Retirement Enhancement 2.2 .采取安全措施.0). This part of the omnibus funding package builds on the SECURE Act of 2019 and contains major changes in the required minimum distribution (RMD) rules and other retirement plan provisions. Here are five major taxpayer friendly changes that will kick in over the next few years. 1. Increased Starting Age for RMDs Traditional IRAs, individual retirement annuities, and accounts in… 阅读更多›

Many job seekers and others assume that 非营利性组织 offer fewer or less-generous fringe benefits to employees than for-profit companies. 但这并不一定正确. 根据《老葡京手机app》最近的一项调查, 87%的非营利性雇主提供健康保险计划. 但正如凯撒家庭基金会发现的那样, only 49% of private for-profit companies with three to nine workers offer health insurance coverage to workers. Larger for-profit companies generally do offer health insurance and other benefits. So… 阅读更多›

On December 23, 2022, Congress passed the Consolidated Appropriations Act of 2023. The sprawling year-end spending “omnibus” package includes two important new laws that could affect your 财务规划: the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0法案(也称为安全法案).《老葡京手机app》. 加强退休储蓄(安全.(0)原《老葡京手机app》, 2019年颁布, 一个重要的两党法律与退休储蓄有关吗. 在2022年的春天，随着… 阅读更多›